Terms and Conditions

Please carefully read the following Terms and Conditions of Use ("Terms of Use") before using this website ("Site"). By using this Site, you agree to follow and be bound by these Terms of Use, which govern your use of the Site. Killer Napkins may periodically modify these Terms of Use, and any such modifications will be effective immediately upon posting. We suggest that you periodically check these Terms of Use for modifications. If you do not agree to these Terms of Use, do not use this Site. This Site is owned and operated by Killer Napkins ("Killer Napkins"). Killer Napkins may modify, suspend, discontinue, or restrict the use and availability of any portion of this Site at any time, without notice or liability. Your use of this Site may be monitored by Killer Napkins and used for Killer Napkins's internal business purposes, without liability. Limited License and Restrictions on Use Killer Napkins grants you a limited, revocable, nonexclusive, nontransferable license to view, store, bookmark, download, and print the pages within this Site solely for your personal, informational, and noncommercial use or as expressly authorized by Killer Napkins in writing. You are responsible for obtaining and maintaining all equipment, services, and other materials that you need to access this Site. Killer Napkins reserves all rights not expressly granted in these Terms of Use. Except as otherwise stated in these Terms of Use as expressly authorized by Killer Napkins in writing, you may not : Modify, copy, distribute, transmit, post, display, perform, reproduce, publish, broadcast, license, create derivative works from, transfer, sell, or exploit any reports, data, information, content, software, RSS and podcast feeds, products, services, or other materials on, generated by or obtained from this Site, whether through links or otherwise (collectively, "Materials"); Redeliver any page, text, image, or Materials on this Site using "framing" or other technology; Engage in any conduct that could damage, disable, or overburden (i) this Site, (ii) any Materials or services provided through this Site, or (iii) any systems, networks, servers, or accounts related to this Site, including without limitation, using devices or software that provide repeated automated access to this Site; Probe, scan, or test the vulnerability of any Materials, services, systems, networks, servers, or accounts related to this Site or attempt to gain unauthorized access to Materials, services, systems, networks, servers, or accounts connected or associated with this Site through hacking, password or data mining, or any other means of circumventing any access-limiting, user authentication or security device of any Materials, services, systems, networks, servers, or accounts related to this Site; Modify, copy, obscure, remove, or display Killer Napkins's name, logo, trademarks, text, notices, or images without Killer Napkins's express written permission. To obtain such permission, you may e-mail us at welcome@iamkillernapkins.com; or Include the term "Killer Napkins," or any Killer Napkins trademark or executive's name, or any variation of the foregoing, as a meta-tag, hidden textual element, or any other indicator that creates an impression of affiliation, sponsorship, or endorsement by Killer Napkins. Linking Conditions You may not link to this Site unless you comply with these linking conditions ("Linking Conditions"). Killer Napkins grants you a limited, revocable, nonexclusive right to create a hyperlink to this Site ("Link"), provided you comply at all times with the following conditions: The Link must resolve to Killer Napkins's home page at www.iamkillernapkins.com, unaltered in any way; The text of the Link must read "Killer Napkins," "iamkillernapkins.com," or "www.iamkillernapkins.com." You may not use any Killer Napkins logo or graphic, or any other Killer Napkins trademark, as part of the Link without Killer Napkins's express written permission; and The Link and surrounding context on the linking site must not: (a) falsely represent or misrepresent any relationship between the linking site and Killer Napkins, including suggestions of affiliation, endorsement, or sponsorship; (b) portray Killer Napkins, or its products or services, in a false, misleading, derogatory, or otherwise offensive manner; or (c) deliver the Materials in a framed environment or alter the layout, content, look, or feel of the Site. If you have created a Link that conforms to these Linking Conditions, then you also may include one or more Links to any internal or subsidiary page of this Site that is located one or several levels down from the homepages (known as "deep links"), provided, however, that all such deep links must be in close physical proximity to the Link that conforms to the Linking Conditions. You may not maintain numerous or pervasive Links to this Site. Data, Information, and Content The Materials on this Site are for information, education, and noncommercial purposes only. Although Killer Napkins may provide data, information, and content relating to investment approaches and opportunities to buy or sell securities and/or mutual funds, you should not construe any such information or other content available through this Site as legal or tax advice. You alone will bear the sole responsibility of evaluating the merits and risks associated with the use of any Materials on this Site before making any decisions based on such Materials. In exchange for using such Materials, you agree not to hold Killer Napkins or its third-party information providers liable for any possible claim for damages arising from any decision you make based on the Materials made available to you through this Site. By providing access to other websites, neither Killer Napkins nor any of its affiliates is recommending the purchase or sale of the stock issued by any company, nor are they endorsing services provided by any website's sponsoring organization. Copyright Policy, Notice, and Claim Information All Materials on this Site, whether separate or compiled, including, but not limited to, text, graphics, audio clips, logos, buttons, images, digital downloads, data compilations, software, icons, html code, as well as all copyright, patent, trademark, trade dress, and other rights therein, are owned or licensed by Killer Napkins and its third-party information providers, and are protected by United States and international intellectual property laws. Trademarks All trademarks, service marks, and logos appearing on this Site are the exclusive property of their respective owners. All Killer Napkins graphics, logos, page headers, and service names are trademarks, service marks, or trade dress of Killer Napkins. Killer Napkins's trademarks, service marks and trade dress may not be used in connection with any product or service that is not Killer Napkins's, in any manner that is likely to cause confusion among customers or investors, or in any manner that disparages or discredits Killer Napkins. Nothing contained on this Site should be construed as granting any license or right in or to any trademarks, service marks, or trade dress of Killer Napkins. International Use Because of the global nature of the Internet, you agree to comply with all local rules with respect to your account and your online conduct, including all laws, rules, codes, and regulations of the country in which you reside and the country from which you access this Site, including without limitation, all laws, rules, codes, regulations, decrees, acts, orders, directives, legislation, bills, and statutes pertaining to tax, contracts, intellectual property, securities, e-commerce, banking, technology, computers, fraud, and privacy. In addition, you agree to comply with all applicable laws, rules, codes, and regulations regarding the transmission of technical data exported from the United States . Each investment product and service referred to on this Site is intended to be made available only to U.S. residents. This Site will not be considered a solicitation for or offering of any investment product or service to any person in any jurisdiction where such solicitation or offering would be illegal. Third-party Content Data and other materials appearing on this Site that are provided by third parties are believed by Killer Napkins to be obtained from reliable sources, but Killer Napkins cannot guarantee and is not responsible for their accuracy, timeliness, completeness, or suitability for use. Killer Napkins is not responsible for, and does not prepare, edit, or endorse, the content, advertising, products, or other materials on or available from any website owned or operated by a third party that is linked to this Site via hyperlink. The fact that Killer Napkins has provided a link to a third party's website does not constitute an implicit or explicit endorsement, authorization, sponsorship, or affiliation by Killer Napkins with respect to such website, its owners, providers, or services. You will use any such third-party content at your own risk. Timeliness of Content All content on this Site is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons. In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data. Termination The rights granted to you herein terminate immediately upon any violation by you of these Terms of Use. Killer Napkins, in its sole discretion, reserves the right to temporarily or permanently terminate your access to and use of this Site at any time and for any reason whatsoever, without notice or liability. Killer Napkins will not be liable to you or any third party for any termination of your access to or use of this Site. Liability and Indemnity You agree to indemnify, defend, and hold harmless Killer Napkins, its subsidiaries and affiliates, and each of its and their officers, directors, employees, and agents, from and against all claims, demands, liabilities, damages, losses, or expenses, including attorney's fees and costs, arising out of or related to your improper access to or use of this Site, or any violation by you of these Terms of Use.